Before you can get an accurate quote, you need to know how much insurance coverage you need. Home insurance coverage for home owners generally includes the following items:
- Dwelling (to cover the cost of rebuilding your home)
- Other Structures (to cover the cost of rebuilding other structures on your property)
- Contents (to cover the cost of replacing your personal possessions)
- Additional Living Expenses (to cover the cost of housing in the event of a claim)
- Liability (to cover you and your family in case you are sued for an accident)
- Medical Payments (to cover any medical expenses associated with a claim)
If you need help determining how much insurance coverage to purchase, visit Accucoverage