Below are some frequently asked questions about our website.
What information do you use to create your reports?
Our reports include an estimated price, a service rating and a financial rating for each insurer based on the inputs (zip code, coverage amount, deductible and age of home) that you provide. You may notice that our input menus do not list every possible zip code, coverage amount and deductible and home age that exist-- this is because the estimated price is based on survey data that only includes certain zip codes, coverage/deductible combinations and home age categories. The customer service rating is based on the number of complaints that have been filed against an insurance company, and the financial service score is based on the credit rating of the company.
What should I do if my zip code, or neighborhood within my zip code, is not included in the drop-down menu?
You may notice that our zip code and neighborhood drop-down menu does not list every possible zip code in your state. This is because the estimated price is based on survey data that only includes certain zip codes and neighborhoods. If you do not see your zip code or neighborhood listed in our drop-down menu, please scan the options and choose the one that you feel most resembles your neighborhood. This may not be the zip code or neighborhood that is the shortest distance away from you; in many areas, it may be a neighborhood across town that is most similar in its features and home price ranges to yours. The report that you obtain using this approximate zip code will give you a good idea of what insurers are likely to have the best prices and ratings for your exact zip code. Later, if you choose to obtain a quote, you will get information that fits your zip code and neighborhood exactly.
What should I do if I cannot find the coverage amount and deductible that I want in the drop-down menu?
You may notice that the drop-down menu listing coverage amounts and deductibles does not list every possible coverage/deductible combination. This is because the estimated price is based on survey data that only includes certain combinations of coverage and deductible amounts. If you do not see your desired coverage/deductible combination listed in our drop-down menu, please scan the options and choose the one that is closest to the combination you want. The report that you obtain using this approximate coverage/deductible combination will give you a good idea of what insurers are likely to have the best prices and ratings for you. Later, if you choose to obtain a quote, you will get information that fits your desired coverage and deductible amounts exactly.